#Million #Dollar #Money #Maker #The #Next #BIG #THING $$$$$$$$$$$$

A little about me I am an Entrepreneur, Venture Capitalist. I do a lot of public speaking for Fortune 500 Companies at their Corporate events, as well as private consulting. I have over 10 years of experience in the Consulting industry. I use a series of #ProvenSuccessTechniques that have places me in the top 1% of my industry. I have a 100% #SuccessRate in everything I do, My #ProvenTrackRecordForSuccess speaks for itself.

Recently a good friend of mine was #Downsized out of her job. She is a single parent with three children and a close personal friend of mine. She called me as soon as she got home asking me if I knew anyone that was hiring, because she was just let go. I immediately sent out a mass E-Mail to all of my contacts and got her a job literally within minutes. I brought her to work on her first day since I knew the owner of the company. We all went out to breakfast and discussed her employment over a nice meal. Luckily she has me as a friend and I'm well connected with thousands of corporations. That day made me realize a lot of things. First she had no back up plan in place which could have led to financial disaster. So I spent some time researching online businesses and different opportunities that were out there. Because I wanted to find something that she could do part time to generate a full time income working from home. I wanted to help her create her plan B. #HomeBasedBusinesses are very appealing because an internet business is very scalable because you have a #GlobalAudience. #MLM/ #NetworkingMarketingBusinesses are basically #OneBigIncentiveBasedProgram that anyone can do. #NoExperienceNecessary . A Successful business has to have a few key components to become successful. The Product, or Service has to be in a Need & Want industry. The Product, or Service has to be in #HighDemand . When your Product, or Service is always in demand it means your Product or Service a Necessity not an option.

Once you have a #BusinesssThatIsANecessity and not an option. The only thing left to do is find your #TargetAudience pretty simple wouldn't you agree..

So I immediately narrowed down my search to businesses that were Necessities. Something everyone could not live without having, Something everyone used on a daily basis. Within one week of searching I found the perfect home based business. It had all of the key elements I was looking for.

It was a #Necessity

It was #HighlyMarketable

It had a #GreatCompensationPlan

It has #UnlimitedEarningPotential

It even has #AddedPerks

It's also #RecessionProof

It also has an unlimited amount of customers.

The best part is it has an Extremely Low Start up Cost..

I immediately contacted the company and got all the information I needed. Then I contacted my friend and started Mentoring her on how the business works. I'm currently training her daily on how to turn this simple business into a Million Dollar Money Maker.

I guarantee she becomes a top earner within her first year.. Actually I'm going to personally make sure that happens. At first I was just looking to change her life and give her financial stability, But realizing the Massive potential of this business. I want everyone to have a Plan B business that secures their financial future. So if you're a single parent this business opportunity is just what you're looking for. If you have ever felt undervalued, or unappreciated at your job. This business is perfect for you, you can finally get paid what you're actually worth. I added the website to my About Me page, Please don't let this amazing opportunity pass you by.

This business has been featured in INC Magazine several times.

It has also been featured in Success from home Magazine, DSA Magazine and several other publications.

This business has also been endorsed by Bill Gates.

If the ideas of accelerated growth without any salary cap interests you check out my website and contact me today. My hands on approach allows me to teach people with little to no experience at all and catapult their levels of Success and Confidence to the next level of life. This business is #TheNextBigThing !!! Here is a list of all the Areas of operation

Texas Illinois Ohio New York Maryland Pennsylvania

New Jersey Connecticut Massachusetts Maine California Delaware Rhode Island New Hampshire Virginia & WASHINGTON DC .They are moving into new territories every month. Here are the several links to my website please go through all of them. After you have looked at everything if it is something that you would be interested in pursuing my contact information is below. Here are the links

http://JBailinisi.myambit.com

http://JBailinisi.joinambit.com

http://JBailinisi.energy526.com

http://JBailinisi.whyambitworks.com

http://JBailinisi.theambitstory.com

I am in the process of creating a VIP Blog that only my Business Partners will be able to access. So I can teach everyone all the inside secrets to success step by step. I will also be doing daily conference calls, and Webinars. I am an industry expert in all areas of business that's why I am so sought after by Fortune 500 Companies, because I know how to generate profit margins in the Billions. The methods I teach are unmatched in today's society. So get your piece of a 1.1 Trillion Dollar business today. After you look at my Website if you have any questions at all please feel free to E-Mail me directly at

People4profits@gmail.com

Please type ( PLAN B ) in the subject line

In the body of the E-Mail please include all of your questions.

Your E-Mail address

your first name ( first name only ) and your phone number

Example ( 123 ) 456-7890 What is the best day and time to reach you. I will get back to you as soon as possible.

Or you can contact me by phone my Business Cell number is

( 609 ) 442-7946 12:00pm – 12:00am East Coast Time

Out of professional courtesy if you could text message me first with your first name ( first name only ) and your phone number

Example ( 123 ) 456-7890 What is the best day and time to reach you. I will get back to you as soon as possible. Even though I am posting my phone number on here please keep in mind I still do an excessive amount of public speaking, I am also in boardrooms daily.

I am looking forward to talking to you soon. Sincerely J Bailinisi.

Side note after watching the videos think about how many people you know that use these two services. Its available in Apartments, Houses, and Businesses … Unlimited Growth Potential

Inside secrets - Why having a Mentor and working before you graduate college will help you land your dream job....

Education is by far one of the most important facets of life. You need a good education so you can get a good job, and gain valuable work experience. Which adds value to you as a person, and makes you more valuable to the marketplace which is the corporate world. Having a college degree does say something about your status. It shows that you are a serious student that has goals, and dreams of the perfect job and a better life. Setting your goals and standards in life is an important part of becoming an adult. You must have a competitive nature if you plan on succeeding. You have to become the most aggressive person in the world, someone that will stop at nothing to achieve their goals. The reason why you must have this mentality is simple. Successful people are visionaries they can see themselves in the future. They have a mental picture of the lifestyle that they want and they will let nothing stop them from achieving their goals. Successful people know the importance of TIME and how valuable it is. Successful people are opportunists they see something they want and they go after it immediately, because they know there is a lot of competition in the job market.

Here's a quick example of what I mean.

Let's say a hundred thousand dollar a year job opens up in Radnor Township. The job description is handling all of the marketing and brand management for a hotel chain. Does the job automatically go to someone that lives in Radnor Township ???

The answer is NO we now live in the digital age, Anyone regardless of where they live in the world can apply for that job. Someone in Italy can get that job, someone in Russia can get that job. Just because you have a college education and a degree from a great university does not guarantee you the job, living in the same town that the position is being offered doesn't increase your chances either.

You must have a competitive nature, you must be aggressive, and you better bring your A-Game because I guarantee your competition is bringing their A-Game.

I want to elaborate a bit little more on this point every summer I hire 6 interns to work for me, although this year I did end up with 7 interns. I posted the opportunity on various social media and multimedia outlets. This year I have Two interns from New York, Two interns from the Philadelphia area, one coming from Russia on a j1 visa, and one coming from China on a j1 visa. The seventh intern is from Belarus and he was by far the most impressive..

All of these applicants are the best of the best they are the top 1%. All of them share certain traits they were confident, aggressive, and had great analytical and problem solving abilities. Even though a few of the interviews were done through FaceTime they were all wearing suits

“First impressions last a lifetime and professionalism matters” !!!!

All of them speak a minimum of three languages.

So when it comes to the job market remember it's no longer a local job it's a global job opportunity, Anyone from anywhere can get that job. The work from home job market is increasing daily and it's only picking up steam as it goes it's not slowing down it's getting bigger and bigger every day.. Due to all of the technological advancements we have in today's society we now live in a global marketplace. This technology spans all around the world and as companies expand their corporate empire they are utilizing the internet more and more. They are adapting their businesses to meet the needs of their consumers. They are opening new stores in different countries and increasing their profit margins by hitting a whole new demographic. So this summer instead of hanging out at the beach, or doing nothing productive. I strongly suggest going out and getting a job and gaining some valuable work experience, or finding an internship. Because you will definitely need a strong work history if you ever want to be considered for a job in the corporate world.. If you have no work history you have no chance of getting that dream job.

Corporations do not hire people with no work history because you have no work references, no credibility, no past performance reviews, no marketable skills.

So that degree you worked so hard to get is not even worth the paper it's printed on. So that PHD that you're holding now stands for

Poor

Hungry &

Determined

So if you want to be taken seriously as an adult you need to start acting like one now. Welcome to reality no one ever said it was going to be easy, but if you put in the time and the effort it will be worth it in the end.. This year I had 900 applicants 800 got immediate responses “Thank you for applying but the positions have already been filled” No work experience = No job !!!!!

The last hundred people all went through the interview process and a lot of them looked really good on paper, but in person not so much.. A few applicants wore sweat pants and sweat shirts to the interview, and thought because they went to an Ivy league college like Yale they had the job in the bag....

Wrong, Wrong, Wrong, Wrong, Wrong, Wrong, so Wrong it's not even funny..

Other people had no interpersonal skills what so ever. Quite a few people choked under pressure, and had nothing of value to say, nor did they ask any questions.

Only 7 people met all of the requirements and made it through the interview without choking. They knew how to answer every question, they had an air of confidence you don't often see. Only one girl had more moxie than the rest, she knew she nailed the interview, because when I asked her if she had any questions for me. Her response was priceless- She said “ Who are the other 5 people I'm going to be working with” ? So I looked at her and said oh you thought you got the job ? The expression on her face was PRICELESS... I still have 43 or 44 more applicants to interview before I come to a final decision. She looked at me and said I'll see you in 6 weeks we both know I got the job.. She pointed to herself with her thumbs and said I got this, then extended her hand. I shook her hand and said you are correct you got the job Congratulations..

So if you want that dream job your resume better reflect that you are a serious business professional and you have something of value to offer your future employer other than a degree with your name on it.. If you are still in college I am quite certain you can find a few students that graduated last year. I want you to find the students that had no prior work history and ask them how hard was it to find a job after graduation ?? How many interviews did they go on ?? Ask them if they're currently working in your dream job ?? Next I want you to find a few more recent graduates that worked every summer they were in college. Ask them the same three questions. I guarantee you get completely opposite results. The Students that worked every summer will have better jobs with higher starting salaries.. The people with no work experience will have lower paying jobs, and quite a few of them will probably be doing jobs that they did not go to college for, or they might still be looking for a job.. When you have work experience you have references, you have a higher skill set, you are more valuable to the marketplace. Seriously ask around don't take my word for it find out for yourself and you will be shocked at the responses you get.. I'm telling you this because these are lessons they don't teach in college, and parents don't teach these lessons at home..

Guess who teaches these lessons ???????? Mentors, and Life Coaches

Mentors and Life Coaches have mastered every aspect of life. We can show you how to acquire your dream job, by teaching you the top 20 things you need to know about the interview process. We are all industry experts, we have the ability to build a business from the ground up. Every single facet of life and business we are experts in. This is why corporations have us speak at their corporate events. This is why we are hired as outside consultants. Because we hold more value then their entire corporate culture. Our insight, perspective, and methodology is unmatched in today's society.

We are always ahead of the curve, our mindset is ten years from now, when most corporations are looking at spread sheets with a ten months from now point of view. To give you some perspective my schedule of corporate events, and consulting appointments, and public speaking engagements I am currently booked up until August of 2018. The reason why I am so sought after is because I have a proven track record. Every corporation that I have done consulting for has seen an average of 25% increase in profits or higher. I have boosted employee morale 100% the employees that attend my corporate seminars go back to work loving their jobs. Which boosts productivity and increases sales, and all of the back of the house employees have a better understanding of what the front of the house employees need to be successful in their jobs. I make sure that employees are getting the recognition that they deserve, because I know it's important to acknowledge each persons contributions individually. Every business plan that I have implemented has worked, every new strategy has out performed its expectations, every policy I put in place was effective. Every motivational speech I give has positive results. Every group of employees that I personally train double and triple their sales goals. Everyone from the President of the company down to the person that greets you at the door has a greater understanding of what corporate culture really is. Because I lead by example with excellence and integrity while communicating the values of purpose and vision.

Exciting news for all my readers I just started a new Blog with amazing opportunities. There will be a few ways you can generate money online for FREE.. Yes you read that right FREE ways to make money online No Investment of money needed !!!

In the future there will be a few opportunities you can buy into but for right now I am focusing on Free ways to generate multiple streams of income. Definitely start from the beginning of the Blog I added an extra perk for the first 100 people click on the link below to get complete details, and start making money now !!!!!!

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Understanding the Marketplace, Personal Development and getting rid of your Blame List !!!!!

 1. Philosophy - Your personal philosophy is a major factor in how your life works out. To form your philosophy you have to think, you have to use your mind. You have to process ideas, and information.
2. Attitude- How we feel.. Its how we feel about the past you have to have a good attitude about the past.. Use it as a school not a club. Don’t beat yourself to death with your past fails, falls, losses. Let the past be a school a harsh school maybe but what else is new.. Let the past be a school master not to stop you from succeeding but to teach you to learn from past mistakes. This will make you stronger, smarter, better and more equipped to handle what ever life throws at you.. Next its how you feel about the future. Set your goals. Goal setting the promise of the future is an awesome force to affect your life everyday. Without a future well designed we take hesitant steps.. All you have to have is hesitant steps for six years and you will be self destructing your own financial well being by not acting on opportunity’s when they are put in front of you. You will become to timid and to scared to take your portion take your share of wealth.. Next its how you feel about everybody else, because you have to have a good attitude about everybody else because it takes everybody else to make a market.. One person doesn’t make a community, one person doesn’t make a nation. It takes all of us to make a dynamic economy and nation second to none. It takes
All of us to make the churches make the economy run. It takes all of us to make the possibilities. All the gifts that have flowed in here the last 200 years unprecedented in the last 6,000 years of recorded history. There’s been nothing like it. The ethnic streams that have flowed in here brought their gifts, brought their talent, brought their skills, brought their inventions, brought their work ethic. All of it mixed together is called America. There’s been nothing like it in the past 6,000 years, and to miss the value of it to have some warped attitude about it I’m telling you, you have missed it all.. If you have an appreciation for it all you will draw from it.. If you draw from all the gifts that have been blended together here for the last 200 years now for your value and benefit.. Think of what you can do for your days, for your business, for your conversations, for your equities. You can transform it to an incredible degree..
How you feel about yourself - Understanding self worth is the beginning of progress. Self worth should be easy if one of us can do it all of us can do it.. If anyone can think it we all can think it.. I can read, you can read, I can understand, you can understand from where I came from a few simple things I did and tried revolutionized my life in five years. There isn’t anyone here that can’t do it.. My life changed from pennies to fortune, from nothing to something, changed from broke to rich anyone in this room can do it.
If any one person can do it we all can do it.. That’s the kind of value you should place on yourself. If J Bailinisi can do it, I can do it, if he can read I can read, if he can get it done I can get it done, he changed his life, I can change my life too that’s the kind of attitude you have to have about yourself its so valuable to have that mindset.

In transforming our lives we start with education. You need to self educate yourself and find out what has stopped you from succeeding this far into your life. You have to be educated enough to find the point in your life where you messed up. My Mentor told me in blunt simple language he said you’re 25 years old you have very little in your bank account you live in America the land of opportunities. Everything you need is readily available for you to succeed so the only logical conclusion I can come to is you messed up !! Now we just need to find out where you messed up and correct the errors from your past so you don’t repeat them in the future..
A quick example ( Your Health )-- You could walk around the block,

you should walk around the block, but you won’t walk around the block you have messed up.. Whether its your health, your finances, your business, your spending habits some where along the lines you have messed up !!!!

One bad decision leads to another and another and before you know it you have effectively self sabotaged yourself, your finances, your life plan, your future.
All you have to do is go right down through the list, you don’t need a teacher to come by and tell you, be your own best teacher and say. Let me make a list of some places I’ve messed up. Because if I let this down, and this down, and I don’t do this, and I don’t do that it probably affects the rest.. well that‘s true.

Here’s the Definition of Success & Failure
Failure - A few errors in Judgment repeated every day.
Success A few simple disciplines practiced every day.

Activity this is the work part the labor part. Taking action the activity is the miracle working piece.. The miracle is being something that we quite don’t understand quite how it works. Doesn’t mean it doesn’t work it means we just don’t quite understand how it works. Miracles work it’s called activities, Disciplines. Turning wisdom from your philosophy and inspiration the strengthening of attitude, faith courage, commitment all this stuff that comes from attitude.. If you’re willing to take these two qualities  philosophy and attitude and invest it into activity you can have a Miracle. Anything short of that no miracle. Wisdom doesn’t perform a miracle attitude doesn’t perform a miracle. The only thing that performs a miracle of increased equity is called putting Wisdom, and Attitude into Disciplines into Labor. This Labor can now perform a Miracle.
Here’s the two parts to the Labor
1. Do what you can !!!
2. Do the best you can !!!
A few simple daily disciplines practiced every single day will lead you to Wealth..
Not doing anything will lead to financial Disaster..
Do nothing, Make nothing
Do something make something
This is a fairly simple and strait forward analogy I’m sure everyone can understand and relate to because it makes sense.

Results - Every once in a while you have to take a measure and see how you are doing with these three pieces.
1. Philosophy
2. Attitude
3. Activity
Now we take a measure called results. What is the results at the end of the day. The results at the end of the week you can’t let too much time go bye without checking.
Results is the name of the Game, What other Game is there.
Here is all life asks us to do..
Make measurable progress in reasonable time…
Success is a numbers game..
I’m asking you to be mature enough to go out and check your own numbers.. How many books have you read in the last 90 days transform your life. Become cultured powerful sophisticated healthy influential all the rest of the stuff you want. How many books, How many classes, How committed are you to taking what’s available and turning it into equities unprecedented since we live in a country that has become so uniquely diverse and the best it has ever been in the last 6,000 years. If you start that process of learning and self education its called life change in the best order.

Lifestyle --  Is simply learning how to live well.  After applying better Philosophy, Attitude and Activity and now picking up results.  What are results for here is my ultimate challenge here on results..  To fashion for yourself lifestyle, or what we call the good life.. That’s the ultimate challenge to take your results take your money, take the return, take the equity you’ve gathered and now fashion for yourself a good life..
A few key components to achieving Wealth..
If you wish to be wealthy study Wealth..
If you wish to be happy study happiness..
I didn’t know that happiness was a study..
Growing up I used to just go through the day with my fingers crossed. Hoping that some how something would make me happy. Happiness is not something you postpone.

Happiness is not something that is off in the future.
Happiness is something you design.
Happiness is a study, Happiness is a practice, Happiness is an art its not an accident, its an art. Anyone can study, practice the art of happy living.. Happiness is like culture money doesn’t make you cultured, but cultured is within the grasp of all of us. How much is a book on sophistication in the market place $4,000.00 NO $40.00
I’m telling you in America everything is available, everything is within reach. All you have to be is committed to it, and make it a study. Culture is a study, sophistication is a study. Its not an amount, its not an account, it’s a study.
Money doesn’t make you sophisticated, only study and practice makes you sophisticated, only study and practice makes you cultured, and only study and practice makes you happy, Study and practice makes you rich.
Key Phrase -- Don’t be Lazy in Learning !!!
Personal Development Getting rid of your Blame List

Its so easy to Blame Circumstances on your own personal failures in life, as opposed to holding yourself accountable for your current standings.. Its hard for people to throw away their Blame List, I threw mine away years ago but low and behold someone walked by and picked it up..
I call it the blame Game..
Its easy to blame the Government, your negative relatives, the company you work for, Company policy’s, Unions, Wage scale, Economy, Interest Rates, Prices, and Circumstances..
Its not what happens that determines the major part of your future. What happens, happens to us all. The key is what you do about it, its not what happens its what you do about it. If you will start that process of change.. If you do something different the next 90 days then you did the last 90 days.. Like picking up the books to read, start a new health and wellness plan for the new year.. A relationship with your family what ever it is it doesn’t matter how small it is.

If you’ll start doing different things with the same circumstances.. Since we can’t change our circumstances but we can change ourselves, we can change what we do..
Here’s another secret to success..
What you have at the moment you have attracted by the person you’ve become.  A few little simple principles here once you start to understand these it can explain so much.. Sometimes it’s a little tough to take blaming yourself instead of the marketplace. Taking responsibility instead of putting it off on someone else.    That transition is a challenging transition.   If you will change everything will change for you. You don’t have to change what is outside, the only thing you have to change is what’s inside.. To have more you simply have to become more.. Don’t wish it were easier wish you were better.. Don’t wish for less problems wish for more skills..  Start working on yourself making these personal changes, and it will all change for you…
We get paid for bringing value to the marketplace.
The key to understanding economics, we get paid for bringing value to the marketplace.

The key to understanding economics, we get paid for bringing value to the marketplace.
The marketplace is also described as reality.
It takes time to bring value to the marketplace, but we don’t get paid for time. Its very important for everyone to understand this point, we don’t get paid for time. Mistakenly the man says well I’m making about $20.00 an hour not true, if that was true you could stay home and have them send you your money.  Its not true you don’t get paid for the hour you get paid for the value you put in the time.. So we don’t get paid for time we get paid for value.
Now since that’s true here’s one of the key questions for today.. Is it possible to become twice as valuable and make twice as much money in the same time. Is it possible to become three times more valuable as you now are, and make three times as much money in the same time is that possible ? Of course it is anything is possible !!!
All you have to do to earn more money in the same time is simply become more valuable..  America’s unique it’s a ladder to climb it starts down here at about $4.00 an hour
Big argument last year in this starting place. It should be $5.00, It should be $5.00,   It should be $5.00   Well no it doesn’t need to be $5.00 Why not start with $4.00 it’s a ladder. This is not a bed it’s a ladder to climb it starts at $4.00 some people say It should be $5.00,     It should be $5.00   Well maybe if you’re going to stay at the bottom of the ladder for the rest of your life it probably should be $5.00 but that’s kind of a pitiful way to live. Start and not grow, Start and not change, start and not become more valuable. The whole scenario of life is to start number one and what? Become more valuable number two. So America is a ladder to climb it starts at $4.00 an hour and the more valuable you become you just keep moving up the ladder.
Top income last year was 52 Million the guy that runs Disney. Would a company pay somebody for one years work 52 Million Dollars. The answer is Of course..
If you helped make a company a Billion Dollars do you think they would pay you 52 Million Dollars the answer is Of course.. Its chicken feed its not much money in Disney’s Now why that much money is because he has become so valuable. Now why would we pay someone only $4.00 an hour they’re not very valuable to the marketplace. We have to make that distinction to the marketplace. They might be a valuable brother, A valuable member of the community, a valuable member of the church, A valuable member in the sight of god and in the family those kind of values, but to the marketplace which is called what ? Reality
The Reality is if you’re not very valuable to the marketplace you don’t get much money..
Those are called the facts.
And that’s how that is Well then how do you get more money. Simple answer someone says I’ll go on strike for more.. Well here’s a major problem with that, you can’t get rich by demand.  Somebody says I’m waiting for a raise I’m telling you its easier to climb, then to wait for a raise.
Why not just become more valuable than wait, I’m telling you that is the key to all good things becoming more valuable. Why would we pay somebody 400 Dollars an hour because they became more valuable to the marketplace.  See how this works I’m telling you this

stuff is so easy. This is America, this is a ladder. How far is it from 4 to 5 its not that far it’s a ladder.. Is it possible to become more valuable Of course..
Learn to work harder on yourself than you do on your job..
I’m telling you if you’ll learn that simple little principle and start that process today, latest tomorrow, I’ll give you tonight to think it over.. And start this whole process of personal development and work on yourself make yourself more valuable to the marketplace I’m telling you. You can so dynamically change your income and economics is the least of the values that you can start earning in terms of equity. If you’ll start working harder on yourself than you do on your job.. Work hard on yourself and develop the skills. Work hard on yourself and develop the graces. All of the stuff necessary to become more valuable to the marketplace. I’m telling you your whole life can explode into change. Promotions no problem, becoming more valuable to the company I’m telling you no problem.
Money no problem economics no problem future no problem.  If you just go to work on the right thing.  Start working on the inside, work on your  philosophy, work on your attitude, work on your personality, work on your language, work on the gift of communication, work on all of your abilities and if you’ll start making those personal changes I’m telling you everything will change for you.
Now let me give you another scenario its called the 4 lessons of life to learn,
 Life and business are like the seasons..
You can not change the seasons but you can change yourself..
4 Lessons of life
1. Learn how to handle the winters they come right after fall with regularity. Some are long some are short some are hard and some are easy, but they keep coming..
You must learn to handle nights they come right after day.
You must learn how to handle difficulty it comes right after opportunity. You must learn how to handle recessions they always follow progressions.. It’s been the same way for the last 6 thousand years see it’s not going to change..
The lesson you must learn is how to handle it, and there’s all kinds of winters right.. You can’t get rid of winter by tearing January, and February off of your calender I would call that naive at best.. Take advantage of the winter read some books gain some knowledge sharpen your skills become better stronger faster.
2.  Learn how to take advantage of the spring. Uniquely enough Spring follows winter and prey tell how often does that happen for the last 6 thousand years of recorded human history now that’s good odds. I would gamble on it one more time I mean those are good odds. Every time you can’t beat those odds. Spring is called opportunity another day is called opportunity, days follow nights how about that and how often every day.  Here’s what we need to learn to do with opportunity underline two strategic words in that sentence Take Advantage.  Seize the day, seize the moment, seize the opportunity that’s the key..
Physical side of life you have to take care of yourself.
Do not neglect to take care of yourself.
Treat your body like a temple, that’s a good phrase
A good suggestion a temple meaning something you take extremely good care of a temple not a wood shed, but a temple.. Take good care of your body it’s the only place its got to live currently. Some people don’t do well because they don’t feel well.  They got the gifts, they got the skills maybe they just haven’t taken care of themselves.  They don’t have the vitality. Vitality is a major part of success.
There’s all kinds of parts to physical here’s one appearance.
You never get a second chance to make a first impression.
Some of the best advice I can give you comes from ancient script it says
“God looks on the inside people look on the outside.”
Now you say well people shouldn’t judge you by how you look. Well let me give you a clue they do, they do.
You can’t deal in these should, and shouldn’t you’ll be tipped over the rest of your life. Now of course when people get to know you they’ll judge you by more than what they see.  But at first they’re gonna take a look..
So here’s the best advice I can give you make sure the outside is a major reflection of what’s going on inside.
Stay healthy a few minutes a day stay healthy a little bit of study on nutrition stay healthy.
Now here’s the next part of personal development the spiritual part. I’m an amateur on the spiritual side I do happen to believe that human beings are more than just an advanced life form. An advanced species of the animal kingdom. I do believe human beings are a special creation, that‘s just my personal belief and I don‘t ask you to buy it.
But here’s what I do ask you to buy if you do believe in spirituality in any manner here’s my best advice. Study it and practice it. Do not neglect your values, Do not neglect your virtues. If you do believe in spirituality my advice is study it and practice it. Don’t let it go unstudied, don’t let it go unnourished if you do believe that‘s my best advice on the spiritual side.

The mental side- Part of this personal development challenge is to develop mentally. Learn, Study, Grow, Change that’s what schooling is all about. The human development takes time incredible amounts of time.
So it does take time for personal development, it does take time for spiritual development, physical development, but here’s what also takes time and that’s mental development. Feeding the mind, nourishing the mind. Some people read so little they’ve got rickets of the mind. They couldn’t give you a good strong argument as to their own personal beliefs.
You must be willing to read to gain the knowledge that you seek. This starts off the whole process of self education. Every house in America that’s worth more than $500,000.00 Dollars has a Library in it.
Why do you suppose that is ???
Wouldn’t that make you curious, How come every home worth over $500,000.00 Dollars have a Library in it.
Does that tell you something, does that educate you at all.
Well you say I can’t afford a $500,000.00 Dollar home.
It doesn’t matter what size home, take your present apartment clean out your closet call it your library and start acting intelligent. Start this process like I did and start developing a library. Here’s what your Library needs to show is that you are a serious student of Health, Life and Spirituality, Culture, Uniqueness, Sophistication, Economics, Prosperity, Productivity, Sales, Management, Skills values of all kinds. Let your library show that you are a serious student.  Don’t be casual in learning, don’t be lazy in learning. Information is the key to success, learning is the beginning of wealth. Learning is the beginning of health, learning is the beginning of prosperity, learning is the beginning of democracy, the beginning of freedom.
All values, all virtues start with the learning process.
So don’t be lazy in learning and gathering the library that will teach you and instruct you. Don’t be a follower, be a student that’s the key to all books be a student.
There’s an old saying that a lot of people have heard, but probably didn’t know what it meant until now.  Have you heard the expression “Food for thought”
It means you need to nourish your mind, you need to feed your mind information. “ food for thought”
One of the three treasures to leave behind
1. Is your pictures take a lot of pictures.

2. Your library the library that you gathered, that taught you that instructed you that helped you to defend your ideals that helped you to develop a philosophy that helped you to become Wealthy and Powerful, Healthy and Sophisticated and Unique. The books that instructed you that fed your mind, fed your soul. Leave your library behind one of the greatest gifts you can leave behind is your library. Stepping stones for future generations to follow, so leave your books behind. Your books will be more valuable than your couch.
3. Something else that will have enormous value is your journals the ideas that you picked up. The notes you took at seminars. Where ever you found an occasion to gather something valuable and put it into your journal so you can go over it, and go back over it, repetition is the mother of all skills. Read it one more time, go over it one more time. See if you can’t digest all that information one more time. Let it coach you one more time, let it teach you one more time, let it inspire you one more time. Words are inspirational. All the stuff you took the meticulous time to gather, one of the greatest proofs that you were a serious student. Talk about having your best year ever, every year keeps getting better, and better, better, and better, talk about a great story to put in your journal how your life got better year after year. I bet that’s a story that everyone will want to read again and again that’s positive stuff right there.
If you will just commit yourself to some of this simple stuff called personal development. Start with a walk around the block, Start with a refinement of your philosophy, start with the teaching of your own fabulous mind where all the answers are.. Let your heart be stirred by words find a way to capture, part of your personal development quest.

Develop these 5 abilities I call them ( The 5 Abilities )
Here’s the first one develop the ability to absorb, be like a sponge soak it all up don’t miss anything.  Most people are just trying to get through the day. Here’s what I want you to be committed to do. Learn to get from the day, don’t just get through it get from it.. Learn from it let the day teach you join the university of life. What a difference that will make in your future, Commit yourself to learning, commit yourself to absorbing be like a sponge get it don’t miss it.
I’m very fortunate to be so gifted in this area I soak up and remember everything that has ever happened to me. I can tell you as a teenager where I was what I did what I said, and what she said and how they felt the color  of the sky and what was going on that day. The reason is because I get it, I get it. I’m telling you its more exciting to have me to go to the Bahamas then come back and tell you about it then it is to go yourself. I have this extraordinary gift. Why is it that when I’m there I don’t miss anything..

Here’s a good phrase for you to write down.
Where ever you are be there, be there to absorb it up, be there to soak it up. Take a picture if you can, but take pictures with your mind. Let your soul and heart take pictures get it capture it absorb it. That is such an important ability to develop the ability to get it don’t miss it. Don’t be casual in getting it.  Key Phrase..
Casualness leads to casualties.
Next Learn to respond The ability to respond means let life touch you, don’t let it kill you but let it touch you.
Let sad things make you sad, let happy things make you happy. I’m telling you give into the emotion, let the emotion strike you not just the words not just the image. Let the feelings strike you, let the emotion strike you.
Here’s what’s important our emotions need to be as educated as our intellect. It’s important to know how to feel, it’s important to know how to respond, it’s important to let life in and let it touch you. Absorb and respond..
The next ability you need is the ability to reflect. Reflect means go back over study it again. Go back over these notes that you’re taking today, read the text one more time.
But there’s more to it than that go over your day. I call it run the tapes again so that the day locks in firmly.
Here’s  some good times to reflect one at the end of the day.

Take a few minutes at the end of the day go back over the day. Who did you see what did they say and what happened, how did you feel and what went on.  So that you capture that day, a day is a piece of the mosaic of your life.
Number one don’t treat it casual, number two get from the day number three go back over the day so that it locks in that experience the knowledge the sights the sounds the panorama. The color emotion picture of the day just lock it in so that it will serve you for the future. Having that day and not missing it. Take a few hours at the end of the week its called a time to reflect. Go back over your weekly schedule, go back over your calendar, go back over your appointment book. Where did you go, who did you see, and how did it feel and what went on. Capture that week a week is a pretty good chunk of time. Take half a day at the end of the month its called a time to reflect. Do the same thing again go back over what you read, go back over what you heard, go back over what you saw. Go back over the feelings to capture it so that it serves you.
Take a weekend at the end of the year to establish this year now firmly in your consciousness. Firmly in your experience bank so that you got it, so that it never disappears. Good ability to acquire the ability to reflect. Go back over remember its so valuable to be able to remember. Remember the thought remember the idea, remember the experience, Remember the occasion, Remember the day, remember the weather, remember the emotion, remember the complexity, remember the hi’s remember the Lo’s. Its so valuable at the end of the day lock that day in, lock the week in, lock the month in, lock the year in.  Old testament says a unique scenario unfolded according the law and that was they worked 9 years and the 10th year was a sabbatical. The 10th year work 9 take the 10th year and not to just relax not to just replenish not to get physically in shape. Change of pace we call it in modern society, but not just for that. I’m sure that in ancient days that sabbatical was to go over the last 9 years. What went right and what went wrong, what worked well and what didn’t work well, and how did you grow, and how did you learn, and how did you change, and what do you have after 9 years that you didn’t have at the beginning of the 9 years.

See that’s so valuable a sabbatical, some time. There’ s also something to be said for solitude when you reflect. Sometimes you can reflect with somebody. Husband and wife reflect on the past year. Parents reflect with their children on their past year. How did we do it, how didn’t we do it, and how can we improve. Colleagues can reflect with each other, but here’s one of the most important.
You got to learn to reflect with yourself. There’s something to be said for solitude.. There’s something to be said for taking those occasions to shut out the world, and shut out everything else for a while.  There are some things you need to do alone ponder think wonder, read, study, absorb, soak in. See if you can’t become better this year then you were last year.. Better the next 9 years, better then the past 9 years….  What solitude means is to shut the door on the outside world, and take this time to reflect.. Shut the door prayer, contemplation thinking and let things move in to your consciousness and awareness that no other way it can be done. Now here’s why its important to reflect to make the past more valuable to serve you for the future..  Here’s what’s really valuable learning how to gather up the past and invest it into the future.. Gather up today and invest it in tomorrow, gather up this week and invest it into next week, gather up this year and invest it into next year..
See that’s so powerful rather than just hanging on one more year hanging in there seeing what’s going to happen.. Learn study this is part of the personal development quest. Becoming better than you are more valuable than you are not just in terms of economics. In terms of motherhood, in terms of fatherhood, in terms of being a better brother, a better colleague, making a better contribution to the family, to society, to the community, to the church, to the office, to the commitment, to the partnership.. Doesn’t matter what it is it has value. Work on yourself and then you bring more value to the partnership to the marriage, to the franchise, to the corporation, to the enterprise, to the community, to to the church, to the office, to the commitment, to the partnership.. Doesn’t matter what it is it has value. Work on yourself and then you bring more value to the partnership to the marriage, to the franchise, to the corporation, to the enterprise, to the community, to the nation..  Self development, personal development the best contribution you can make is self development.. If I develop myself and become more valuable think what that will do for our friendship.. This is part of personal development where we work harder on ourselves than we do on our job.. Now we bring that to the friendship, now we bring that to the marriage, now we bring that to the family relationship, as a father, as a mother, and we develop the strength and we develop the power that’s key..  It takes this scenario of disciplines  these abilities to acquire those gifts those skills that value so that we bring more.. Now we bring more to the next week, now we bring more to the month, now we bring more to the next year. If you follow this absorb, respond, and reflect.. So utilize these next three abilities. One the ability to absorb, two the ability to respond, third the ability to reflect..  Here’s number four develop the ability to act take action.. Here’s the time to act when the idea is hot and the emotion is strong, that’s the time to act..  If you said to me Mr. Bailinisi I would like to have a library like yours see if you feel strong about that what you have to do is get that first book, then get the second book. Before the feeling passes and before the idea gets dim.. Action pronto, Action immediate, Action as soon as possible. Because if you don’t here’s what happens we call it the law of diminishing intent. We intend to when the idea strikes us, we intend to when the emotion is high, but now if you don‘t translate that into action fairly soon now the intent starts to diminish, diminish, diminish, diminish..

A month from now its cold, a year from now it can’t be found.. So act set up a discipline when the emotions are high and the idea is strong, clear, and powerful, that’s the time to set up the discipline.. Somebody talks about good health and you’re stirred you feel that emotion you say you’re right I need to get a book on nutrition… Get the book before the idea passes and the emotion gets cold.. Go for the book start the library. Start the process fall on the floor do some pushups.. Action gotta take action otherwise the wisdom is wasted, otherwise the emotion soon passes, unless you put it into a disciplined activity capture it..
Disciplines is called how to capture the emotion, and how to capture the wisdom and translate it into equity Disciplines… Now here’s what’s important about disciplines all disciplines affect each other. In fact here’s a good philosophical phrase everything effects everything else nothing stands alone. Don’t be naïve in saying this doesn’t matter I’m telling you everything matters.. There are some things that matter more than others, but there isn’t anything that doesn’t matter.. We all pity the man that says this is the only place I let down… Not True…  Every let down effects the rest of your performance.. This is part of the educational process on personal development.. If you don’t take the walk around the block you probably won’t do the apple a day, if you don’t do the apple a day you probably won’t start building your library, if you don’t build your library, you probably won’t keep a journal, and you won’t take pictures.. You won‘t do this, you won‘t do that, you won’t do wise things with your time, you won’t do wise things with your money, you won’t do wise things with your possibilities, your relationships and the first thing you know 6 years of that accumulated and we say you have MESSED UP !!! So the whole key to reversing that process now is to start picking up these disciplines.. Now here’s the positive side, Every new discipline effects the rest of your disciplines, every new one effects the rest.. That’s why action is so important the least action, the smallest action, take it and when you start accomplishing the values starts to return from that one action it will inspire you to do the next one,  and the next one, and the next one.. If you start that walking around the block it will inspire you to get an apple.. Get an apple it will inspire you to get a book, get a book and it will inspire you to get a journal, get a journal it will inspire you to grow develop some skills all disciplines effect each other.. Every lack effects the rest, every new affects the rest the key is to diminish the lack and set up the new and you have started a whole new life process..
Here’s the greatest value on discipline self worth, self esteem.. People are teaching self esteem these days but they don‘t connect it to disciplines.. The least lack of discipline and it starts to erode our psyche. One of the greatest temptations is to just ease up a little bit. The slightest lack of doing your best starts to erode the psyche. Instead of doing your best you’re doing a little less than your best sure enough you say well its just going to affect my sales.
Nooooo Its going to affect your consciousness, its going to affect your philosophy. Now you’ve begun in the slightest way to affect your own philosophy.. Here’s the problem with the least neglect. Neglect starts as an infection and if you don’t take care of it, it becomes a disease.. One neglect leads to another and the worst of all when neglect starts it diminishes our self worth, our self confidence, our self value.. You say well how can I get back my self respect.. Well I’m telling you, you don’t have to go to 29 classes. All you have to do is start the smallest discipline,
 that now corresponds to your own philosophy.. Like I could, I should, and I will.. No longer will I let neglect stack up on me so I will have the sorry scenario 6 years from now giving some excuse instead of celebrating my progress.  That’s the key to discipline..
The early return I’m telling you if you’ll start this process the early return will have you so excited you’ll commit yourself to this strategy for the rest of your life..
You’ll never go back to the old ways, join a new crowd, join a new group… The disciplines to do it take action..

Here’s the question of the day …
How many people in this room have a library card ??
The wisdom of the world is available transform your life in any value amount you want. By the way how much is a library card in New York ??  FREE here’s what free is EASY,  I mean it can’t be any easier than free..  Somebody says well could you bring it by, No at least you have to go out and get it…  Wisdom of the world available transform your life spiritually, socially, personally, economically, and every other way..  Teach you how to be rich and powerful and sophisticated, healthy, and influential..
Out of all 52 states combined guess how many people have a library card ….. 3%.. The other 97% couldn’t be bothered
A guy specializes in happy hour but he doesn’t have a card.
Now readily and quickly he blames the government, and blames his company, blames the policy, and blames the pay scale.  When if he only knew if he joined the 3% here’s my advice to you today walk away from the 97% Don’t talk like they talk, don’t act like they act, don’t go where they go, don’t specialize in what they specialize in. Throw away the blame list they cling to start yourself a new life..  You say well is it as easy as getting a library card and joining the 3%   the answer Of Course !!!  That’s how easy this stuff is this is so easy its so simple its not complex.
You don’t need a 2 thousand year old guru..  You don’t need multi track affirmations I’m telling you, you don’t
Affirmation without discipline is the beginning of delusion.
Learn well discipline yourself well and you can have all the treasures you want. This stuffs easy and and simple its not ocean waves and seagulls. You don’t have to move to Sedona where all the force fields come together. Let’s teach our kids the simple ways to change their health number one their economics number two their ability to communicate number three Their life and treasure and lifestyle number four their spirituality number five and the list goes on and on..  Lets not leave out any of the least of disciplines that encourages them to do the next one, to do the next one, to do the next one.. First thing you know this whole scenario for you is spinning up, instead of spinning downward and out of control on the negative side.. This is all you have to do its as simple as this its as simple as a start committing yourself to life change and once you start down this road I promise you you’ll join the 10% and the 3% and then the 1% you read so much about in the news..
Guess how many people can retire from the income of their own personal resources when it comes time to retire ?? Answer 5%

In the most independent country in the world 95% are dependent 5% are independent.. Take charge of your own retirement I’m telling you if you take charge of your own retirement through personal development and all these skills that we talked about today I’m telling you, you can multiply it by at least 5 maybe by 10 maybe by 20 maybe by 100%. Let the government take care of it, some company take care of it you’ve got to divide by 5..
Take charge of your own life, take charge of your own day, take charge of your own conversation, take charge of your own family, take charge of your own possibilities..
Learn these skills develop these strategies and I’m telling you life will open up for you join the 3% join the 10% join the 5% walk away from the 95% .. I’m telling you don’t talk like they talk, lend a helping hand, but don’t fall into their poor philosophical scenario, don’t blame what they blame, don’t use the excuses they use, its called the language of the poor, switch gears, switch language, switch ideas, switch strategies. Start with the simplest of disciplines, the smallest of disciplines starts the process of life change and if you’ll invest in this thing called discipline you can have what ever you want its called the beginning of a miracle. Now here’s the last clue on discipline do the best you can that we covered earlier but here’s a good scenario for the do the best you can..
I’ve got a good question for you is the best you can do all you can do ??

The answer is No, I will explain..  Strangely enough if we all fell on the floor right now and did as many push ups as we  possibly could and lets just say for some reason you haven’t been into  push ups lately I can’t imagine why but let’s say and let’s say the best you can do is 5 and you look up at the rest of us and say hey 5 is the best I can do and we can tell by the look on your face that’s probably true 5 is the best you can do.  Now is 5 all you can do ?? The answer is No if you rest a little you can do 5 more, and if you rest a little you can do 5 more, and if you rest a little you can do 15 more.. How did we get from 5 to 15 it’s a Miracle, and if you rest a little you can do 15, rest a little you can do 15, rest a little you can do 20.. How did you get from 5 to 20 it’s a Miracle.. Did you know you can keep doing that do a little more rest a little, do a little more rest a little, and finally get up to 50 push ups.. Is it  possible to get up to 50 push ups Of Course… How do you go from 5 to 50 it’s a Miracle.. How do you get a miracle going number one do what you can don’t leave anything out from writing a letter to your mother in Florida start cleaning it all up.. Two doing the push ups go from 5 to 50 it’s a Miracle 1. Do what you can
2. Do the best you can
3. Rest very little..
Here’s a clue make rest a necessity not an objective.. The objective of life is not to rest the objective of life is to Act.
Think of more disciplines think of more ways and means in which to use your own wisdom and your own philosophy and use your own attitude your own faith, your own courage, your own commitment, and your own desires your own excitement.. Invest it, Invest it, Invest it, Invest it in disciplines so that so that its not wasted. The smallest of discipline there by transform your life. Join the 5% join the 10% join the 3% . Start your life change by attending seminars like this, listen to a dynamic sermon, read a book, list to some motivational CD’s or MP3’s .. Take seriously a good conversation of a friend who wants to level with you, and do something about it and you can walk away from the 97% and not live there any more. Because if you don’t the next 6 years of your life will be like the last 6. My Mentor said to me Mr. Bailinisi 6 years now you’ve been working I’m telling you the next 6 years of your life are going to be like the last 6 unless you take advantage and start making these personal changes.  I made the changes totally revolutionized my life.. So take a look at the next 5 years of your life its going to be like the last 5 unless you change, and if you will change everything will change.. Join the 5% ten years from now the numbers are going to be the same, but I’m telling you the faces in this audience can change and start showing up in the 3% crowd, and in the 5% crowd, and the 10% crowd, and there by dynamically affecting your life and your future Develop these strengths..
Now here’s the last ability develop the ability to share pass along to some one else if you picked up a good idea today pass it along don’t let it stay pass it along.. If you buy a book and it motivates you, inspires you, pass it along say hey I found a book it really inspired me,  it got me thinking, I found a book it changed my health, pass it along, pass it along, pass it along, Here’s what’s exciting about sharing if you share with ten different people they get to hear it once you get to hear it ten times. So its probably going to do more for you than it is for them..  But its called what everybody wins when somebody shares, everybody wins..

Share your ideas, share your experiences, share your knowledge.. You can have just as much pleasure as I do giving seminars like this is one of my joys in life…
Give a seminar like this make the best investment I can of words, and spirit, and heart, and soul, and time, energy I don’t have to work this hard but I gladly work this hard why ? I want the return your words touch my life, see that’s heavy weight stuff you can’t buy it with money but I’m telling you, you can get the same thing started by recommending a book.. Somebody will read that book and then they’ll read another on. And they’ll read another one, and another one and they‘ll come to you some day and say you got me started that book you recommended turned my lights on, turned my mind around, got me thinking, got me  pondering and I’ve been on track ever since. You can get just as much praise as I do if you just share, share with your children, share with your colleagues, share with everybody that comes within your grasp.. Now here’s what sharing does not only helps you, helps the person you shared with. Here’s what else it does it makes you bigger than you are..
If I had a glass of water up here and it was full, Question could that glass hold any more water if its full? If the glass is full can it hold any more water ?. The answer is Yes but for it to hold more you have to pour out what’s already in that’s what I am asking you to do.. If you’re full of ideas, if you’re full of good things I’m asking you to pour it out, pour it out, pour it out why I’m telling you more will be poured in, poured in, poured in..  Next when you do pour out you become bigger its not like a glass that stays the same human beings have the ability to grow in consciousness, and awareness, and capacity its unlimited capacity.. I found out kids don’t lack capacity,  in Europe the kids speak what 2, 3, 4 5, 6 languages. Kids never lack capacity, the only things kids lack is a teacher !!!


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A simple way to organizing your receipts and be in control of your finances

Since my last two posts were about money management, and understanding how important it is to keep all your receipts. I want to stay focused and on top of this extremely important facet of life.

Whether you are dealing with your own personal finances or keeping track of business expenses, I can not stress this point enough keep all of your receipts. If you do not have folders for your receipts already now is a good time to start a great habit. Get 10 manila folders and label them as follows. 

1.Giving – Charitable donations

2.Savings, and investments
3.Taxes
4.Shelter
5.Household
6.Auto – Transportation
7.Fun
8.Insurance
9.Debt miscellaneous
10.Business expenses

This is all part of being organized and being responsible for every aspect of your life, and your business. You must take control of your life to be in control of your life. Every small detail matters so getting in the habit of doing things the right way in the beginning will lead to your ongoing success in the end. This is the beginning of a whole new chapter in your life you should be excited to see what lies ahead. Every day will bring you something new to learn, something new to do, some new avenue to explore. Stay plugged in to this blog and click the ( Follow ) button because you are not going to want to miss what lies ahead. 

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The Butterfly Effect - How small money mistakes lead to long term financial disaster

This next post is something that relates directly to my last two posts.
“Out of sight out of mind” and “Introspection” This post is about the butterfly effect. The Butterfly Effect by definition is “Some small change in initial conditions can lead to large scale disaster and complete devastation in the future”.

All of us have things we do religiously, we are creatures of habit. After you do something so many times you stop thinking about it and you just do it automatically. Its like your brain goes directly to autopilot, kind of like auto pay it's out of sight and out of mind and can lead to financial disaster. All common sense functions have shut down auto pilot is now in full effect so buckle up its going to be a bumpy ride.

Since we are all creatures of habit we do things habitually. We do things without even thinking about it. All of us have our own daily routine. We wake up shower, shave, brush our teeth, then start our day. If you are always on the go then you probably grab a cup of coffee, or something off of the Starbucks menu that you need a scientific degree to order, like a Venti Double Foam Teavana Oprah Cinnamon Chai Tea Latte. You might even grab a pastry or a sandwich and off you go to start your day.

Later in the day you might order out for lunch, or go to a restaurant or fast food place for a quick bite to eat with some coworkers then back to work. After work you go home cook yourself some food sit down and relax. This cycle usually repeats its self at least 5 days a week, because you are working on auto pilot. You don't think about it you just do it, this is called a habit something you are used to doing.

As the weekend approaches you start to text and call all of your friends to see what they are doing, You start planning what you're going to do on your days off. Then Friday night hits and you are off to the restaurant to go meet your friends and have a nice dinner out. After that you are off to the club to go and let lose for a while. You'll go tear up the dance floor, have some drinks do some shots and take some pictures you will probably regret tomorrow when you see them posted on Facebook.

Then Saturday morning comes you will rush out the door go do all of your grocery shopping and run some errands. Then go back home and do laundry, clean the house and text your friends. If you're a girl then there's so much more is involved. You have to go get manicures, pedicures your hair done, then you have to go buy the perfect outfit to wear out tonight.. Then go shoe shopping, and possibly a purse to go with the new outfit.. After that a quick trip to MAC or Macy's to get makeup perfume then quickly go home take a shower get changed put on your makeup while texting your friends to finish planning the festivities for Saturday night. possibly a quick bite to eat then some more clubbing and partying.. That sounds about right..

Sunday is the day of rest and hangovers and extra sleep and the fake promise that if by some miracle someone can make the room stop spinning, and your unbelievably bad headache go away you'll never drink that much again.. you may even be praying to the porcelain gods to make it stop!!!! But you know as well as I do that come next Friday night you'll be doing it all again.. This is usually the point in time where people log into Facebook and say one of the following things..

OMG – WTF - I don't remember that - Is that even me – I swear I don't even remember this – Where was this taken – Who the hell is that girl – who the hell is that guy- Where are my clothes – why am I half naked – Why would you post that pic dude seriously..

Now that were done going through a typical week here's where the learning begins.. In the beginning of this post I mentioned the “Butterfly Effect” Some small change in initial conditions can lead to large scale disaster and complete devastation in the future. In this particular example its financial disaster. The majority of people only have two days off. Within those two days you have a laundry list of things to do so you rush through everything to get it done as fast as possible. So you can have some free time to be social and blow off some steam.

Since I have gone through a typical work week I want to take it a step further and show you something you are probably unaware of, here we go.

5 Days of Starbucks coffee with a buck tip $25.00

5 Days of eating out during work $50.00

Grocery shopping $65.00

Dinner out with friends $40.00

Drinks and shots at the club with tips $75.00

Just so you know I'm low balling a lot of these numbers, but let's total them up shall we.. My total came to $255.00 a week now let's multiply that number a few times.

$255.00 >< 52 weeks in a year = $13,260.00

$13,260.00 >< 10 years = $132,600.00

$132,600.00 >< 4 = $530,400.00 – In 40 years this is how much money is wasted a little over half a Million Dollars!!!

Somehow I think you can find a better use for that money..

If you just take a few extra minutes every day you can save yourself thousands of dollars every year. Get a reusable travel mug for your coffee and brew your coffee at home. Wake up a little bit earlier eat breakfast at home. Pack a lunch instead of eating out every day. Look for specials and coupons before you go food shopping, these simple daily disciplines will save you at least $700.00 to $1,000.00 per month.

Here's a great exercise start at the first of the month. Get a small wallet every time you make a purchase make certain you get a receipt. Then put that receipt in your new wallet. At the end of every day log all of your purchases into a notebook, or your phone, or on your computer where ever you want just make sure you do it every single day without fail !! When the month is over tally up your totals I am quite certain even you will be surprised by the amount of money that you are wasting every month.

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Introspection - A detailed look at your monthly expenses and debt

Since I just covered out of sight out of mind in my last blog post I wanted to follow that up with something called introspection.
Introspection is looking inward a self examination. One of the most costly things in life is a lack of paying attention to every little detail.

This is where introspection plays a huge role. What we are about to go over is your monthly expenses. The majority of people I talk to all have the same bad habits. They have everything set up with automatic bill pay. This is where bills are paid automatically after they are received. The money is instantly withdrawn from their bank accounts. Technology the ease of never having to write a check again.. This system is great for avoiding late fees and penalties on credit cards, and making sure your gas and electric bill are paid every month and what ever other bills you have set on automatic bill pay.

The down side is the majority of people do not even realize how much they're paying every month, they never even look at the bills to see if the amount is correct. The only thing people focus on is the fact that it was paid on time. This next exercise is something you should start doing if you are not doing it already. Starting in the beginning of the month. You should start keeping track of every single expense you have. Keep receipts for all of your purchases. If you have something on automatic bill pay print out a copy of that bill.

You want to see how every penny of your hard earned money is spent. I can say with a great amount of certainty that you will be amazed by how much money you are wasting each month.

Now what I want you to do now is get a pen and a piece of paper and write out each individual expense you have on a separate line.

Here are some examples

Mortgage

Rent
Home owners insurance
Renters insurance
Gas Bill
Electric Bill
Water Bill
Cable Bill
Internet Bill
House Phone Bill
Cell phone Bill
Lease on your car
Insurance on your car
Maintenance Bill for your car
Gas card Bills
All credit card Bills
All store credit cards as well
Pet supplies
Veterinarian Bills
School supplies
Doctors Bills
Medication Bills
Student loans
Bank loans
Food Bill
Clothing Bill
Kids expenses
Bus Pass
Bus Tickets
Subway cards
Phone cards
Make a detailed list of everything you spend money on !!!!!

Save every single receipt and log your expenses in a notebook every single night as soon as you get home No Excuses. Also there's No Excuse for losing receipts, buy a small wallet and put them in their as soon as your are done with each transaction. Also check each receipt for accuracy mistakes happen.. At the end of each week you will be able to see how your money is being spent. You will be able to get an exact account of how much money you are spending monthly at the end of each month.

This exercise will also show you how much debt you have. If you owe money on credit cards, or store cards like Macy's Or Sears pay them off immediately. If you are constantly making the minimal payment on credit cards or store cards all you are doing is paying off the interest.. The bulk amount of the money you still owe is still there.. Next month that bill will look about the same as it did last month if you're only paying the minimal amount.. So focus on paying off all the money you owe, even if its just one card at a time..

The most important thing is that you get it done.

Keeping receipts and logging them into a notebook should be something you are doing daily. This is something that should become a daily discipline. You do it without thinking about it, it's an automatic reaction the second you make a purchase ask for a receipt then check it for accuracy then immediately put it away. As soon as you get home open up your notebook and log it in..

The sneaker company NIKE said it best “ JUST DO IT ”

Once this system is implemented into your daily routine you won't think twice about doing it when you start your own business. Create good habits now and they will serve you well in the future. 

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#Out of sight out of mind

Whether you are a beginner in the online world of making money, or a seasoned online business guru. You must make it a point to cover all of the fundamentals of business.
Just because you know what needs to be done, that doesn‘t mean that the people that are joining your team know what needs to be done as well.  Remember to lead by example, because your team is going to duplicate what they learn from you so teach them right the first time. The more you prepare the less you repair. That being said I am going to start by saying this. There is a lot of truth to this old saying “ out of sight out of mind”.. If you do not physically see your goals in front of you. You will forget what they are! Out of sight out of mind. You want to have your goals posted everywhere. I have a detailed list of my goals in front of my computer at home. I have a goals list on my refrigerator.  I have my list of goals posted next to my door so I don’t forget anything as I am leaving the house. I have my goals list in my phone as my screen saver. I have another copy of my goals in my office. The more places you have your goals the more focused you are on accomplishing them. Here’s something I encourage everyone to do. As you accomplish things on your goals list. Highlight them and put a time and a date on them. This will make a really cool timeline for yourself, and at the same time you are actually tracking your progress. You should set personal goals for yourself on a daily basis. I want to hit my first goal in my new online business venture within my first 7 to 10 days. After that shoot for your next goal.  The more competitive you are in business,  the better you become in business. I am very competitive in business. Since I am in business with my friends. We are constantly raising the bar in business. We have races to see who can hit all of their goals first. We made it into a fun game, even though it’s business we have fun with it.. After you have completed everything on your goals list. Make a new list but this time set your goals a little bit higher. If we are constantly raising the bar. We will always have something to work towards.  Every step forward is a step in the right direction. The only time you should look back is to see how far you have come.

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